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  • Lenders Mortgage Insurance (LMI)

    LMI was introduced by the Federal Government in 1965 to transfer the risk from the lenders to the insurers. Without a 20% deposit, home buyers are usually required to take […]

  • Home Loan Federal Government Schemes

    There are currently two Federal Government schemes for consumers wishing to purchase a new residential home. The two schemes are summarised below :- 1. First Home Super Saver Scheme ( […]

  • Westpac tightens criteria for Self employed home loan borrowers

    Consumer Credit Policy changes effective Sunday 17 May 2020. In line with the current outlook and economic environment, Westpac are continuing to review home loan policies to ensure that they […]



We have been very lucky to have Paul as our broker. He is a good guy who tries very hard for his clients. He is attentive and always available to answer questions and provide calm, experienced guidance. If Paul says it can’t be done, then it can’t. If he says he will do it, then he does. Paul is always thorough and on top of the most demanding paperwork. Most importantly, he is ethical and can be totally trusted. We look forward to our next experience with Paul.

- Marj & Ted