Apart from accessing your SMSF, there are many lenders that provide commercial property finance.

Many non-mainstream financial institutions are providing commercial property finance for clients who are self-employed.
Use of Business Activity Statements and Self-Declared income and property rental income is becoming widely acceptable.

Specialist lenders’ credit assessment criteria is less onerous than that of the mainstream banks and their terms and conditions (T&C’s) are also not as cumbersome.

Paul also has access to Private Lenders offering terms up to three years on an Interest only basis. Their credit criteria also less onerous.

 

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